| Auto Insurance for Less - Progressive Direct or Independent Agent - Call 1-877-WIZ-AUTO (949-2886) to speak to an agent |
Progressive insurance company distributes auto insurance policies directly to the consumer, by
telephone or internet, and also through independent auto insurance agents. The price, or premiums,
for auto insurance policies are different depending on the distribution method. Progressive examines
the claims paid out and the administrative expenses incurred for each distribution method
independently and adjust premiums accordingly. One of the expense factors used to determine
premium when purchasing through an independent agent is commission. Many consumers make the
mistake that purchasing through an independent agent is automatically more money due to
commissions paid to the agent. Progressive incurs all types of expenses when selling policies directly
that they do not incur when an independent agent is used. Some of these expenses are personnel
(agents and supervisors), equipment (phones and computers), and marketing (television commercials).
All of the great service and excellent claims procedures from Progressive are provided to the
policyholder, regardless of how the auto insurance policy was purchased. The only advantage of
obtaining a policy directly from Progressive over an independent agent is if the price is lower.
Sometimes the price is lower and sometimes it is not. There are several advantages of purchasing a
Progressive policy from an independent insurance agent. Often the price is lower, and the advice of a
local professional agent whom you can build a relationship with, and trust advice from, can be very
valuable.
Independent insurance agents can quote and provide you with different companies, at time of renewal
and significant policy changes, ensuring you continue receiving the lowest price available. When
investigating Progressive as a possible choice for your car insurance, get a quote directly from the
company and one from an independent agent. This way you know the lowest price available from the
company for your auto insurance policy. When evaluating your choice, consider the additional service
independent insurance agents provide.
Author, Clifford J Schimek is President of Auto Plus Insurance, a family owned and operated auto
insurance agency. For additional helpful auto insurance policy information please visit our website at
http://floridaautoplusinsurance.com
telephone or internet, and also through independent auto insurance agents. The price, or premiums,
for auto insurance policies are different depending on the distribution method. Progressive examines
the claims paid out and the administrative expenses incurred for each distribution method
independently and adjust premiums accordingly. One of the expense factors used to determine
premium when purchasing through an independent agent is commission. Many consumers make the
mistake that purchasing through an independent agent is automatically more money due to
commissions paid to the agent. Progressive incurs all types of expenses when selling policies directly
that they do not incur when an independent agent is used. Some of these expenses are personnel
(agents and supervisors), equipment (phones and computers), and marketing (television commercials).
All of the great service and excellent claims procedures from Progressive are provided to the
policyholder, regardless of how the auto insurance policy was purchased. The only advantage of
obtaining a policy directly from Progressive over an independent agent is if the price is lower.
Sometimes the price is lower and sometimes it is not. There are several advantages of purchasing a
Progressive policy from an independent insurance agent. Often the price is lower, and the advice of a
local professional agent whom you can build a relationship with, and trust advice from, can be very
valuable.
Independent insurance agents can quote and provide you with different companies, at time of renewal
and significant policy changes, ensuring you continue receiving the lowest price available. When
investigating Progressive as a possible choice for your car insurance, get a quote directly from the
company and one from an independent agent. This way you know the lowest price available from the
company for your auto insurance policy. When evaluating your choice, consider the additional service
independent insurance agents provide.
Author, Clifford J Schimek is President of Auto Plus Insurance, a family owned and operated auto
insurance agency. For additional helpful auto insurance policy information please visit our website at
http://floridaautoplusinsurance.com
Florida Auto Plus Insurance Agency
Local map and directions: 9742 Banyan street Miami, Florida 33157
Local map and directions: 9742 Banyan street Miami, Florida 33157